Welcome, and thank you for your interest in working with Timeshare Help Center ("Site"). The Site and all intellectual property associated with Timeshare Help Center are the sole and exclusive property of Republic Financial Services, LLC ("Republic Financial," "we," "us," or "our").

This Privacy Policy applies to this Site and any other site and mobile apps owned and operated by Republic Financial Services, LLC and its wholly owned affiliates (collectively "Republic Financial," "we," "our," or "us").

This Policy explains how we and our affiliates collect, protect, use, share, and retain your personal information when you visit our
Site. Please read this Policy before using our Site. Your continued navigation constitutes your agreement to its terms.

Changes to this Privacy Policy

Republic Financial reserves the right to update this Privacy Policy at any time. When we make changes, we will revise the date at the top of this page. Changes will be effective when posted unless otherwise indicated. Please check this page periodically to stay informed about how we help provide the information we collect.

Personal Information We Collect

For the purposes of this Privacy Policy, "personal information" shall mean individually identifiable information from or about an individual. Our data capture practices comply with relevant laws and regulations, such as the Telephone Consumer Protection Act (TCPA) in the United States, which governs how and when text messages can be sent to consumers. We collect personal information from you when you visit, interact, register on our Website and apps, respond to an advertisement on third-party websites, or call us. All use cases will transparently and explicitly ask for your consent before collecting personal information.

Below are the following lead data capture practices utilized by Republic Financial: The information you provide includes your email address, full name, telephone number, date of birth, address, employment, salary, etc.

Third-party information: Credit reporting data (e.g., accounts, pay history, or balances) or lead generation data.

Participation in contests or surveys: We collect personal information such as name, address, email address, and phone number when you opt-in to participate in contests or fill out surveys sponsored by us or our affiliates.

Information from cookies or other tracking technologies: Cookies are small pieces of data created by a web server while a user is browsing a website. This data is stored on your hard drive and contains non-personally identifiable information about you. This data functions as your computer's identification and enables us to improve your experience by maintaining your authenticated session and preferences. We and our third-party vendors use "cookies"and similar tools to track your use of the Website when you use our services. However, your data is never sold. Our systems automatically log information about your computer, tablet, or phone. You have complete control over setting your web browser to notify you when you receive a cookie or refuse cookies. If you do so, some parts of the Site may function differently than intended. We reserve the right to transfer aggregate or group data about Users of the Site Offerings for lawful purposes. Aggregate or group data describes Site Offerings Users' demographics, usage, and other characteristics as a group without disclosing personally identifiable information.

Internet, Device, or Other Activity: We may collect certain non-personally identifiable information about you and your desktop computer, tablet, or mobile device when you visit theSite. This non-personally identifiable information includes, without limitation, the type of browser you use, your IP address, the type of operating system you use, and the domain name of your internet service provider. Moreover, no mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent. We use the non-personally identifiable information we collect to improve the site's design and content and enable us to personalize your experience. We also may use this information in the aggregate to analyze the Site's usage.

Referring Exit Pages/Advertising: Republic Financial, as well as third-party entities such as Google®, use cookies, pixels, and other tracking technology (collectively, "tracking technology") in connection with the Site for purposes of tracking Users' activities (such as websites visited, advertisements selected, and pages viewed) after they leave the Site.

Republic Financial and its third-party partners use this tracking technology to target applicable Users with advertisements featuring products/services we offer and third-party products/services that may be of interest to applicable Users. In addition, Republic Financial uses a third-party service called Hotjar to understand our Users' needs better and optimize our offerings. Hotjar is a technology service that helps us better understand our Users' Site-related experience (e.g., how much time they spend on which Site pages, which links they click on, what Users do and do not like, etc.), and this enables us to build and maintain our offerings. Hotjar uses cookies and other technology to collect data on our Users' behavior and their devices (in particular, the various devices' I.P. addresses (captured and stored only in anonymized form), device screen size, device type, browser information, geographic location (country only) and preferred language used to display our Website). Hotjar stores this information in a pseudonymized User profile. Neither Hotjar nor Republic Financial will use this information to identify individual Users or match this information with additional data on an individual User. Users can generally opt out of some or all of this tracking activity by utilizing the "Do Not Track" setting or similar options on most major internet browsers.

Users can Opt out of specific Google®-related tracking technology and customize the Google® Display Network ads they receive by visiting the My Ad Center at https://myadcenter.google.com/. Google® also recommends installing the Google® Analytics Opt-out Browser Add-on for your web browser, which is available here: https://tools.google.com/dlpage/gaoptout. To the extent permissible under applicable law, we are not responsible for the tracking practices of third parties in connection with the
Site.

Google® is a registered trademark of Google, Inc. ("Google"). Please be advised that Republic Financial is not affiliated with Google®, nor are the Site Offerings endorsed, administered, or sponsored by Google®.

Use of Your Personal Information we gather from you or third parties is used to:

Inform you about products or services we think you will be interested in

Facilitate the use of our Site

Improve our Site, product offerings or services, or the services of our service providers

Consider you for the products/services we offer Verify your eligibility, identity

Contact you regarding your inquiry, account, or employment opportunities once you have Opted in.

Process payments on your behalf

Create and maintain login information for ourSite

Monitor, conduct, and improve analytics on our products, services, and offeringsInternal administrative, security, and relationship management

Send push notifications

Detect and protect against security incidents, malicious, deceptive, fraudulent or illegal activity

Moreover, we do not intend to sell your personal information.

Sharing Your Personal Information

Republic Financial may share your personal information with its affiliates and non-affiliated third parties as provided below. However, SMS Opt-in data and consent will not be shared between Republic Financial affiliates or non-affiliated third parties. Furthermore, data and consent will never be sold.

Republic Financial shares your personal information with its affiliates to consider you or market their products and services to you.

Republic Financial may provide your information to non-affiliated third-party service providers who perform certain functions on our behalf. When we share your information with service providers, we require the security and confidentiality of your information and limit their use of the information to reasonably carry out their work with us, including to comply with applicable state and federal laws.

Republic Financial may share your personal information with the following non-affiliated third parties:

Financial services companies for marketing purposes as permitted by law. As noted above, however, SMS opt-in data and consent will not be shared nor sold. Auditors, examiners, law enforcementCredit reporting agenciesProtecting your Personal Information

Republic Financial takes the privacy and security of our visitors and members' personal information seriously. We maintain industry-standard technical and physical safeguards designed to safeguard your information. When you make personal information available to us, we protect it while transmitting it from your browser to our servers and store it on our systems through encryption standards with advanced TLS (Transport Layer Security). Facilities where our systems are located can only be accessed by authorized individuals.

Please be advised, however, that while we take every reasonable precaution to protect your data, no storage facility, technology, software, security protocols, or data transmission over the Internet or wireless networks can be guaranteed to be 100% secure. As such, we cannot warrant that your personal information will be safe.

You can also take precautions to keep your information safe. The following are some methods that can help:

Be cautious when using public networks or computers

Log out of accounts and clear caches completely after use

Choose complex passwords

Don't use things related to birthday, address, phone, or any PIN

Use different passwords for each Website.

Third-Party Websites

This Site may contain links to third-party owned and/or operated websites, including, without limitation, websites owned and/or operated by Republic Financial's service providers and/or marketing partners. We are not responsible for the privacy practices or the content of those websites/companies. These third-party websites and entities have separate privacy and data collection practices, and Republic Financial has no responsibility or liability. No mobile information will be shared nor sold with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared nor sold with any third parties.

Minors

Republic Financial's Site is not directed or intended for individuals under the age of 18 and does not knowingly solicit or collect information from visitors under 18. Visitors under 18 should not provide any personal identifiable information of any kind on our Site. If we learn or are notified that we have collected any information on someone under 18, we will promptly remove the data from our system.

Visiting our Website from Outside the United States

The Site is intended to provide products and services inside the U.S. and is governed by the laws of the U.S. If you are visiting the Site from outside the
U.S., your communication with us may result in your being transferred to leave your country. By visiting the Site and otherwise communicating electronically with us, you consent to such transfers, even if your jurisdiction does not have the same privacy laws as the jurisdiction of the United States, where our servers are located. We will treat your information as subject to the protections of U.S. Law, this Policy, and our Consumer Privacy Notice.

Changing or Updating your Information

Republic Financial relies on you to update and correct your personal information. If you find that our information about you is incorrect or incomplete and our
Site does not permit you to update or correct certain information, contact Republic Financial immediately:

Phone: 888-691-9156

Email: [email protected]

Opt-Out/Unsubscribe: You can cancel the SMS service you receive from Republic Financial anytime. Text "STOP" to the associated SMS number. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from Republic Financial. If you decide to resubscribe to our SMS campaigns after you have provided consent, we will resume sending SMS messages to you.

If you experience issues with Republic Financial's messaging program, reply with the keyword "HELP" for more assistance, or contact [email protected] directly.

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you and us from you. You will receive up to 3 messages a day. Contact your wireless provider for questions about your text or data plan.

You may Opt out of promotional or information-sharing practices in the following ways:

Use Case Description:

Introduction: At Republic Financial Services, safeguarding your privacy is our utmost priority. This Privacy Policy outlines how we collect, use, and protect your data.

Data Collection:

Personal Information:

Address: Your residential and mailing addresses are gathered for contact and correspondence

Phone Number: We retain your primary and secondary phone numbers for communication purposes

Email Address: Your email address is essential for sending account-related notifications and updates.

Social Security Number (SSN): If required by law, we may collect your SSN for identity verification and tax reporting

Date of Birth:Your date of birth assists us in verifying your identity and ensuring compliance with age-related legal requirements.

Financial Account Information includes bank account numbers, credit card information, and other financial details needed to facilitate transactions.

Name: We collect your full name as it appears on official identification documents.Consent: Information will only be captured once explicit consent has been made, either by prior consent to an email/SMS campaign or by voluntarily agreeing to the terms of use and Privacy Policy by clicking a check box on ourSite.

Financial Transactions: We collect and store records of all financial transactions conducted through our services, including: deposits, withdrawals, investment trading activity, and/or loan and credit history.

Online Activity: To enhance your online experience, we may collect information about your interactions with our Website and mobile applications, including:

I.P. addresses

Browser type and version

Pages visited

Cookies and similar tracking technologies

Communication Data: Any information you provide during interactions with our customer support, including:

Emails Chat transcripts

Phone call recordings (when legally permissible)

Location Information:If you use location-based services, we may collect your precise geolocation data to provide location-specific offerings and comply with regulatory requirements.

Purpose of Data Collection: We collect and process your personal information for a multitude of purposes:

Service Provision: Your data is used to deliver and improve our financial services, enabling you to manage your finances effectively.Compliance: We collect and process your information to meet various legal and regulatory obligations, including anti-money laundering (AML), Know Your Customer (KYC), and tax reporting.

Customer Support: We may analyze your communication history to assist you efficiently and effectively with inquiries, requests, and issue resolution.

Marketing: With your consent, we may use your information to inform you about our products, promotions, and relevant financial information. You can opt out of marketing communications at any time.

Research and Analytics: We utilize data analytics to enhance our services, user experience, and business operations, ensuring we provide you with the best financial solutions.

Data Protection: Safeguarding your data is paramount to us. We employ rigorous security measures to protect your personal information from unauthorized access, disclosure, or alteration.

Our security protocols include:

Secure data encryption in transit and at rest

Access controls and authentication mechanisms

Regular security audits and assessmentsCompliance with industry best practices and standards

Your personal information is stored securely, and we continually update and enhance our security practices to meet emerging threats and and we continually update and enhance our security practices to meet emerging threats and maintain the confidentiality and integrity of your data.

Data Retention: We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy and to comply with legal and regulatory requirements. Upon reaching the end of the retention period, your data is securely disposed of or anonymized.

Your Rights: You have rights regarding your personal information, including:

Accessing and obtaining a copy of your data

Correcting inaccuracies in your data

Deleting your data under certain circumstances

Restricting or objecting to the processing of your data

Data portability

Lodging complaints with the appropriate regulatory authorities

For more information on how to exercise your rights and how we handle your data, please visit our https://timesharehelpcenter.com/privacypolicy and https://timesharehelpcenter.com/terms.

Contact Us:

If you have any questions, concerns, or requests about your data privacy, please do not hesitate to contact our Data Protection Officer at [email protected].